Privacy Policy

This Privacy Policy explains what information may be collected when you visit financecalc, how that information may be used, and the choices you have. By using the site, you acknowledge this policy. If you do not agree, please stop using the site.

Who we are

financecalc provides free online calculators and educational guides. For privacy questions, use the details on our Contact page.

Information we collect

Calculator inputs

Calculator tools are designed to run in your browser. The numbers you enter (loan amounts, heights, temperatures, and similar) are used locally to compute results on the page. We do not require you to create an account, and we do not intentionally store those calculator inputs on our servers as a user profile.

Server and technical logs

Like most websites, our hosting environment may automatically record technical data such as IP address, browser type, referring URL, pages requested, and timestamps. These logs are used for security, reliability, and diagnosing errors — not to build marketing profiles about individuals from calculator inputs.

Contact messages

If you email or otherwise contact us, we receive the information you choose to send (such as your email address and message content) so we can respond.

Cookies, advertising, and Google AdSense

We may use Google AdSense or related Google advertising services to display ads on certain pages that contain substantial publisher content (typically calculator pages with explanations). Third parties, including Google, may use cookies, web beacons, IP addresses, or similar technologies to collect information as a result of ad serving on this website.

Google and its partners may use cookies (such as the DoubleClick cookie) and other identifiers to serve ads based on your prior visits to this site or other sites. You can learn more about how Google uses data when you use partners’ sites or apps here: How Google uses data when you use our partners’ sites or apps.

You can manage personalized ads and related settings through Google’s ad settings (for example, adssettings.google.com) and, where available, industry opt-out tools. Browser settings also let you block or delete cookies; blocking cookies may affect how some site features or ads work.

Analytics

If we enable analytics tools (such as Google Analytics) in the future, those tools may collect usage information (pages viewed, approximate location derived from IP, device type) to help us understand how the site is used and improve content. When enabled, this policy will continue to describe that use, and any vendor-specific disclosures will apply.

How we use information

• To operate, secure, and improve the website
• To respond to messages you send us
• To display advertising through partners such as Google, subject to their policies and your choices
• To comply with applicable law or protect our rights when necessary

Children

This site is not directed at children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information, contact us so we can take appropriate steps.

Third-party links

Our pages may link to external sites (for example, Google policy pages). We are not responsible for the privacy practices of those sites. Review their policies when you leave financecalc.

Data retention and security

Technical logs and correspondence are kept only as long as needed for the purposes above or as required by law. No method of transmission or storage is completely secure; we take reasonable measures appropriate to a small informational website.

Your choices and rights

Depending on where you live, you may have rights to access, correct, or delete certain personal information, or to object to certain processing. To make a request related to information you have sent us directly, contact us via the Contact page. For data held by advertising partners such as Google, use that partner’s tools and policies.

International visitors

If you access the site from outside the country where our hosting is located, your information may be processed in other jurisdictions. Where required, we rely on appropriate disclosures and your use of the site as described in this policy.

Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after changes means you accept the revised policy.

Contact

For privacy questions about financecalc, see Contact.